Schedule B - Personal Property
Schedule C - Property Claimed as Exempt
Schedule D - Creditors Holding Secured Claims
Schedule E - Creditors Holding Unsecured Priority Claims
Schedule F - Creditors Holding Unsecured Nonpriority Claims
Schedule G - Executory Contracts and Unexpired Leases
Schedule I - Current Income of Individual Debtor(s)
Schedule J- Current Expenditures of Individual Debtor(s)
Summary of Schedules (Includes Statistical Summary of Certain Liabilities)
Application and Order to Pay Filing Fee in Installments
List of Creditors Holding 20 Largest Unsecured Claims
Ballot for Accepting or Rejecting Plan
View AllFilling for bankruptcy can be a difficult thing to accept, however, this law was put into effect to protect people. Prior to filing bankruptcy, ensure that there are no other options. Once a person does file, bankruptcy stays on their credit records for up to ten years.
If a person has no other option but to file, bankruptcy can come in two common types: straight liquidation bankruptcy, or a repayment plan. A person should thoroughly research both options prior to filing for bankruptcy to ensure they are making the proper decision. If it is available, legal advice may be helpful.
After deciding which method an individual will utilize when filing for bankruptcy, they should then determine the fee that will be owed for filing. Fees can vary depending on the amount of debt and the type of bankruptcy one is filing. Filing can be done online, but if one chooses to do so it is suggested that fees not be paid using their credit cards.
After filing, an individual will then be faced with different meetings with creditors to determine the bankruptcy and how in depth it is. A creditor has up to 60 days to file a lawsuit against the individual who is filing bankruptcy if they feel there are fraudulent acts taking place resulting in the bankruptcy filing.
When filing for bankruptcy it is important to keep copies of all your documents as well as those from your lawyer. When filing for bankruptcy, your employer will not be notified unless they are a creditor. However, all filed bankruptcies are public records.
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